(USA Today) States are sharply divided on how — or whether — to implement the Patient Protection and Affordable Care Act after it was upheld by the U.S. Supreme Court.

Indiana Gov. Mitch Daniels on how his state will approach the Affordable Care Act: “Absolutely no decision has been made to establish a state-based exchange.”

The health care law was enacted in March 2010, but its two major expansions of health coverage don’t begin until January 2014.

One is the creation of health care exchanges — government agencies or non-profit groups that will organize and oversee a private market for buying health insurance. The exchanges will offer a choice of certified health plans from which individuals and small businesses can choose.

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